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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,836 | $93,346-43.4% | $71,796-26.4% | $273,972-80.7% |
| Participation rate | 91.7% | 76.5%+15.1pp | 69.1%+22.6pp | 83.0%+8.7pp |
| Annual return | 6.05% | 130.39%-124.3pp | 78.04%-72.0pp | 41.46%-35.4pp |
| Employer contribution / active EE | $3,310 | $2,733+21.1% | $1,924+72.0% | $4,869-32.0% |
| Participant deferral / active EE | $1,557 | $3,475-55.2% | $2,794-44.3% | $5,287-70.6% |
| Admin fee / account holder | $725 | $6,571-89.0% | $4,815-84.9% | $10,133-92.8% |