Retirement plan

PARK ROAD BAPTIST CHURCH 401(K) PROFIT SHARING PLAN AND TRUST

Name: PARK ROAD BAPTIST CHURCH - PARK ROAD BAPTIST CHURCH 401(K) PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: PARK ROAD BAPTIST CHURCH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PARK ROAD BAPTIST CHURCH 401(K) PROFIT SHARING PLAN AND TRUST, PARK ROAD BAPTIST CHURCH

PARK ROAD BAPTIST CHURCHEIN 56-0708436Plan #001PY 2025

3900 PARK ROAD - CHARLOTTE, NC 28209704-523-5717parkroadbaptist.orgLinkedIn1-10 employeesreligious institutions

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$729K

+20.9% from 2024

Total participants

+16.1% from 2024

Average account balance

$22,768

+13.3% from 2024

Annual return

15.09%

+2.51 pp from 2024

Benchmarks

See 12,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort12,994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$729K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$23K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$43K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$477

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$15K

$436 / participant

Other / not subdivided$15K100.0%

% of EOY assets

2.095%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,768

$75,541-69.9%

$152,093-85.0%

$82,637-72.4%

Participation rate

88.6%

66.5%+22.0pp

77.8%+10.8pp

68.1%+20.5pp

Annual return

15.09%

32.56%-17.5pp

66.36%-51.3pp

53.51%-38.4pp

Employer contribution / active EE

$1,049

$2,622-60.0%

$4,175-74.9%

$2,552-58.9%

Participant deferral / active EE

$190

$3,206-94.1%

$5,451-96.5%

$4,126-95.4%

Admin fee / account holder

$477

$6,405-92.6%

$14,497-96.7%

$7,339-93.5%

PARK ROAD BAPTIST CHURCH 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PARK ROAD BAPTIST CHURCH 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion