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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,589 | $45,566+39.6% | $64,105-0.8% | $59,633+6.6% |
| Participation rate | 62.2% | 60.2%+2.0pp | 68.2%-6.0pp | 68.7%-6.5pp |
| Annual return | -1.91% | 4.95%-6.9pp | 791.24%-793.1pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $381 | $934-59.2% | $1,820-79.0% | $2,203-82.7% |
| Participant deferral / active EE | $1,812 | $2,057-11.9% | $2,822-35.8% | $3,192-43.2% |
| Admin fee / account holder | $751 | $3,268-77.0% | $4,499-83.3% | $4,297-82.5% |