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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,911 | $79,961+37.5% | $98,462+11.6% | $75,177+46.2% |
| Participation rate | 64.4% | 70.4%-6.0pp | 75.2%-10.8pp | 67.2%-2.8pp |
| Annual return | 13.69% | 19.75%-6.1pp | 21.17%-7.5pp | 160.75%-147.1pp |
| Employer contribution / active EE | $1,718 | $2,264-24.1% | $3,049-43.6% | $2,671-35.7% |
| Participant deferral / active EE | $4,248 | $3,753+13.2% | $4,738-10.3% | $4,126+3.0% |
| Admin fee / account holder | $8,806 | $6,842+28.7% | $8,875-0.8% | $5,651+55.8% |