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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,618 | $87,733-0.1% | $106,554-17.8% | $85,851+2.1% |
| Participation rate | 68.4% | 71.9%-3.5pp | 76.1%-7.7pp | 69.3%-0.9pp |
| Annual return | 11.73% | 21.86%-10.1pp | 26.80%-15.1pp | 318.63%-306.9pp |
| Employer contribution / active EE | $818 | $2,073-60.5% | $2,819-71.0% | $2,565-68.1% |
| Participant deferral / active EE | $3,037 | $3,469-12.4% | $4,398-30.9% | $3,952-23.1% |
| Admin fee / account holder | $3,732 | $6,767-44.8% | $7,408-49.6% | $6,261-40.4% |