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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,029 | $160,040+81.2% | $147,096+97.2% | $145,877+98.8% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 10.38% | 98.49%-88.1pp | 419.75%-409.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $6,267 | $5,289+18.5% | $4,936+27.0% | $4,663+34.4% |
| Participant deferral / active EE | $2,217 | $8,429-73.7% | $8,071-72.5% | $6,691-66.9% |
| Admin fee / account holder | $15,743 | $15,050+4.6% | $13,005+21.0% | $13,402+17.5% |