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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,142 | $148,623+79.7% | $135,974+96.5% | $139,466+91.5% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 15.71% | 79.30%-63.6pp | 68.30%-52.6pp | 373.66%-358.0pp |
| Employer contribution / active EE | $7,234 | $5,246+37.9% | $4,859+48.9% | $4,754+52.2% |
| Participant deferral / active EE | $2,898 | $8,103-64.2% | $7,760-62.7% | $6,712-56.8% |
| Admin fee / account holder | $4,310 | $12,406-65.3% | $10,767-60.0% | $11,409-62.2% |