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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,437 | $144,130+37.7% | $117,861+68.4% | $147,586+34.5% |
| Participation rate | 54.5% | 83.4%-28.9pp | 79.7%-25.1pp | 82.8%-28.3pp |
| Annual return | 18.22% | 531.20%-513.0pp | 335.11%-316.9pp | 578.59%-560.4pp |
| Employer contribution / active EE | $1,882 | $4,897-61.6% | $3,786-50.3% | $4,876-61.4% |
| Participant deferral / active EE | $3,425 | $5,316-35.6% | $4,482-23.6% | $5,439-37.0% |
| Admin fee / account holder | $32 | $10,887-99.7% | $8,021-99.6% | $10,886-99.7% |