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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,286 | $201,372-39.8% | $184,260-34.2% | $145,884-16.9% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 10.05% | 29.04%-19.0pp | 28.84%-18.8pp | 551.85%-541.8pp |
| Employer contribution / active EE | $2,707 | $7,024-61.5% | $6,427-57.9% | $4,662-41.9% |
| Participant deferral / active EE | $4,298 | $9,808-56.2% | $9,133-52.9% | $6,690-35.8% |
| Admin fee / account holder | $31,437 | $16,362+92.1% | $13,898+126.2% | $13,392+134.8% |