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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,075 | $167,533-42.1% | $151,645-36.0% | $134,545-27.8% |
| Participation rate | 64.3% | 88.4%-24.1pp | 87.5%-23.2pp | 81.2%-16.9pp |
| Annual return | -18.03% | 7.81%-25.8pp | 3.34%-21.4pp | 418.37%-436.4pp |
| Employer contribution / active EE | $2,163 | $6,828-68.3% | $6,165-64.9% | $4,742-54.4% |
| Participant deferral / active EE | $4,118 | $8,985-54.2% | $8,363-50.8% | $6,401-35.7% |
| Admin fee / account holder | $44,641 | $13,781+223.9% | $11,614+284.4% | $11,431+290.5% |