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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $297,539 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,482 | $107,415-26.9% | $135,974-42.3% | $80,157-2.1% |
| Participation rate | 95.9% | 78.0%+17.8pp | 81.9%+13.9pp | 72.9%+22.9pp |
| Annual return | 47.78% | 91.99%-44.2pp | 68.30%-20.5pp | 40.39%+7.4pp |
| Employer contribution / active EE | $3,687 | $3,878-4.9% | $4,859-24.1% | $2,977+23.9% |
| Participant deferral / active EE | $8,500 | $8,189+3.8% | $7,760+9.5% | $5,015+69.5% |
| Admin fee / account holder | $110 | $127-13.6% | $10,767-99.0% | $145-24.3% |