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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,317 | $64,716-2.2% | $112,258-43.6% | $68,495-7.6% |
| Participation rate | 55.3% | 67.2%-11.8pp | 75.1%-19.7pp | 67.9%-12.6pp |
| Annual return | -13.22% | -11.40%-1.8pp | 27.47%-40.7pp | -7.84%-5.4pp |
| Employer contribution / active EE | $3,191 | $2,746+16.2% | $3,636-12.2% | $2,596+22.9% |
| Participant deferral / active EE | $1,924 | $3,565-46.0% | $4,728-59.3% | $4,028-52.2% |
| Admin fee / account holder | $7,841 | $5,232+49.9% | $6,411+22.3% | $5,403+45.1% |