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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,374 | $52,678+96.2% | $75,784+36.4% | $59,633+73.3% |
| Participation rate | 73.0% | 67.2%+5.7pp | 75.8%-2.8pp | 68.7%+4.3pp |
| Annual return | 0.14% | 2.95%-2.8pp | 9.68%-9.5pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,855 | $2,591+48.8% | $3,652+5.6% | $3,192+20.8% |
| Admin fee / account holder | $921 | $3,610-74.5% | $5,300-82.6% | $4,297-78.6% |