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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,667 | $100,279+18.3% | $81,353+45.9% | $145,884-18.7% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 8.40% | 34.49%-26.1pp | 24.82%-16.4pp | 551.85%-543.5pp |
| Employer contribution / active EE | $1,751 | $2,979-41.2% | $2,464-28.9% | $4,662-62.4% |
| Participant deferral / active EE | $2,393 | $4,611-48.1% | $3,885-38.4% | $6,690-64.2% |
| Admin fee / account holder | $27,007 | $8,206+229.1% | $5,766+368.4% | $13,392+101.7% |