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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,334 | $105,960-3.4% | $81,726+25.2% | $158,982-35.6% |
| Participation rate | 90.9% | 75.6%+15.3pp | 72.0%+18.9pp | 82.0%+8.9pp |
| Annual return | 14.49% | 38.19%-23.7pp | 29.49%-15.0pp | 302.99%-288.5pp |
| Employer contribution / active EE | $1,617 | $7,805-79.3% | $4,311-62.5% | $4,763-66.1% |
| Participant deferral / active EE | $1,737 | $13,011-86.7% | $7,108-75.6% | $5,983-71.0% |
| Admin fee / account holder | $895 | $8,494-89.5% | $5,160-82.7% | $11,252-92.0% |