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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,401 | $59,456+3.3% | $93,681-34.5% | $74,400-17.5% |
| Participation rate | 29.6% | 59.6%-30.0pp | 68.7%-39.1pp | 67.2%-37.6pp |
| Annual return | 14.78% | 82.00%-67.2pp | 133.47%-118.7pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $827 | $1,266-34.6% | $2,422-65.8% | $2,624-68.5% |
| Participant deferral / active EE | $1,669 | $3,052-45.3% | $4,415-62.2% | $4,348-61.6% |
| Admin fee / account holder | $4,695 | $3,026+55.2% | $8,290-43.4% | $1,944+141.5% |