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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,625 | $96,361-85.9% | $80,607-83.1% | $139,456-90.2% |
| Participation rate | 88.9% | 73.6%+15.2pp | 67.0%+21.9pp | 80.3%+8.6pp |
| Annual return | -1.33% | 1350.95%-1352.3pp | 936.11%-937.4pp | 373.45%-374.8pp |
| Employer contribution / active EE | $127 | $3,262-96.1% | $2,724-95.3% | $4,753-97.3% |
| Participant deferral / active EE | $3,684 | $5,232-29.6% | $4,448-17.2% | $6,711-45.1% |
| Admin fee / account holder | $41,896 | $6,601+534.7% | $5,379+678.8% | $11,407+267.3% |