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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,311 | $76,371-27.6% | $93,621-40.9% | $72,976-24.2% |
| Participation rate | 62.5% | 71.8%-9.3pp | 75.8%-13.3pp | 69.5%-7.0pp |
| Annual return | 25.70% | 25.82%-0.1pp | 32.76%-7.1pp | 81.02%-55.3pp |
| Employer contribution / active EE | $1,131 | $2,276-50.3% | $2,719-58.4% | $2,440-53.6% |
| Participant deferral / active EE | $1,864 | $3,538-47.3% | $4,070-54.2% | $3,608-48.3% |
| Admin fee / account holder | $3,091 | $6,839-54.8% | $7,890-60.8% | $5,124-39.7% |