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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,267 | $150,207+89.9% | $120,380+137.0% | $145,978+95.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 5.06% | 154.28%-149.2pp | 107.28%-102.2pp | 550.52%-545.5pp |
| Employer contribution / active EE | $3,431 | $4,351-21.1% | $3,465-1.0% | $4,662-26.4% |
| Participant deferral / active EE | $6,508 | $6,175+5.4% | $4,992+30.4% | $6,690-2.7% |
| Admin fee / account holder | $9,238 | $12,203-24.3% | $9,421-1.9% | $13,400-31.1% |