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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,452 | $141,004+91.8% | $112,273+140.9% | $139,466+93.9% |
| Participation rate | 94.7% | 79.2%+15.5pp | 72.4%+22.3pp | 80.3%+14.4pp |
| Annual return | 6.19% | 32.75%-26.6pp | 30.23%-24.0pp | 373.66%-367.5pp |
| Employer contribution / active EE | $3,441 | $4,285-19.7% | $3,431+0.3% | $4,754-27.6% |
| Participant deferral / active EE | $6,132 | $5,878+4.3% | $4,800+27.8% | $6,712-8.6% |
| Admin fee / account holder | $17,064 | $9,959+71.3% | $7,752+120.1% | $11,409+49.6% |