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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,054 | $161,352+87.2% | $134,172+125.1% | $137,256+120.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 13.54% | 28.72%-15.2pp | 25.30%-11.8pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,352 | $4,099-18.2% | $3,420-2.0% | $4,156-19.3% |
| Participant deferral / active EE | $7,151 | $5,552+28.8% | $4,690+52.5% | $6,407+11.6% |
| Admin fee / account holder | $864 | $15,028-94.2% | $12,016-92.8% | $12,270-93.0% |