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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,054 | $177,156+70.5% | $147,027+105.4% | $154,746+95.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 13.54% | 21.94%-8.4pp | 20.23%-6.7pp | 172.34%-158.8pp |
| Employer contribution / active EE | $3,352 | $4,336-22.7% | $3,626-7.6% | $4,379-23.5% |
| Participant deferral / active EE | $7,151 | $5,797+23.4% | $4,933+45.0% | $6,730+6.2% |
| Admin fee / account holder | $864 | $14,904-94.2% | $12,223-92.9% | $14,365-94.0% |