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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,520 | $51,202-59.9% | $70,548-70.9% | $75,181-72.7% |
| Participation rate | 49.4% | 61.0%-11.5pp | 68.3%-18.9pp | 67.2%-17.8pp |
| Annual return | 15.59% | 30.05%-14.5pp | 32.78%-17.2pp | 160.69%-145.1pp |
| Employer contribution / active EE | $1,071 | $1,827-41.4% | $2,975-64.0% | $2,671-59.9% |
| Participant deferral / active EE | $2,421 | $2,850-15.1% | $4,567-47.0% | $4,126-41.3% |
| Admin fee / account holder | $1,413 | $4,094-65.5% | $6,424-78.0% | $5,650-75.0% |