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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,682 | $209,428+40.2% | $178,498+64.5% | $158,950+84.8% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 11.37% | 188.78%-177.4pp | 151.09%-139.7pp | 302.91%-291.5pp |
| Employer contribution / active EE | $2,338 | $5,707-59.0% | $5,011-53.3% | $4,762-50.9% |
| Participant deferral / active EE | $11,000 | $5,955+84.7% | $5,202+111.5% | $5,983+83.9% |
| Admin fee / account holder | $4,785 | $17,077-72.0% | $13,985-65.8% | $11,248-57.5% |