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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,831 | $102,696-47.6% | $86,235-37.6% | $139,487-61.4% |
| Participation rate | 47.6% | 74.5%-26.9pp | 69.0%-21.3pp | 80.3%-32.7pp |
| Annual return | 20.11% | 1925.91%-1905.8pp | 1170.03%-1149.9pp | 373.84%-353.7pp |
| Employer contribution / active EE | $2,031 | $3,034-33.1% | $2,381-14.7% | $4,755-57.3% |
| Participant deferral / active EE | $4,426 | $4,679-5.4% | $3,987+11.0% | $6,713-34.1% |
| Admin fee / account holder | $4,438 | $8,667-48.8% | $6,856-35.3% | $11,407-61.1% |