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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,920 | $112,933-69.1% | $90,970-61.6% | $158,982-78.0% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 20.30% | 215.82%-195.5pp | 134.60%-114.3pp | 302.99%-282.7pp |
| Employer contribution / active EE | $1,906 | $2,893-34.1% | $2,122-10.2% | $4,763-60.0% |
| Participant deferral / active EE | $4,237 | $4,128+2.7% | $3,373+25.6% | $5,983-29.2% |
| Admin fee / account holder | $212 | $8,047-97.4% | $5,961-96.4% | $11,252-98.1% |