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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,661 | $111,785-30.5% | $93,669-17.1% | $145,877-46.8% |
| Participation rate | 36.8% | 74.2%-37.4pp | 68.7%-31.9pp | 80.3%-43.5pp |
| Annual return | 16.32% | 203.79%-187.5pp | 133.59%-117.3pp | 551.28%-535.0pp |
| Employer contribution / active EE | $2,187 | $3,096-29.4% | $2,424-9.8% | $4,663-53.1% |
| Participant deferral / active EE | $4,810 | $4,919-2.2% | $4,416+8.9% | $6,691-28.1% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |