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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,534 | $88,707-36.3% | $74,184-23.8% | $273,972-79.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.80% | 11.94%-13.7pp | 17.74%-19.5pp | 41.46%-43.3pp |
| Employer contribution / active EE | $2,490 | $3,159-21.2% | $2,370+5.0% | $4,869-48.9% |
| Participant deferral / active EE | $10,560 | $4,212+150.7% | $3,550+197.5% | $5,287+99.7% |
| Admin fee / account holder | $7,913 | $8,717-9.2% | $5,586+41.7% | $10,133-21.9% |