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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,010 | $183,592-38.4% | $155,574-27.4% | $145,877-22.5% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 19.14% | 61.37%-42.2pp | 64.87%-45.7pp | 551.28%-532.1pp |
| Employer contribution / active EE | $7,366 | $5,317+38.6% | $4,676+57.5% | $4,663+58.0% |
| Participant deferral / active EE | $7,492 | $6,466+15.9% | $5,629+33.1% | $6,691+12.0% |
| Admin fee / account holder | $1,620 | $19,316-91.6% | $15,914-89.8% | $13,402-87.9% |