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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,010 | $183,539-38.4% | $155,556-27.4% | $145,897-22.5% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 19.14% | 61.31%-42.2pp | 64.84%-45.7pp | 552.29%-533.2pp |
| Employer contribution / active EE | $7,366 | $5,315+38.6% | $4,675+57.6% | $4,663+58.0% |
| Participant deferral / active EE | $7,492 | $6,467+15.8% | $5,631+33.0% | $6,689+12.0% |
| Admin fee / account holder | $1,620 | $19,275-91.6% | $15,885-89.8% | $13,390-87.9% |