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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,939 | $172,111-21.0% | $150,298-9.6% | $137,256-1.0% |
| Participation rate | 95.0% | 81.7%+13.3pp | 77.8%+17.2pp | 80.0%+15.0pp |
| Annual return | 19.56% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $7,130 | $4,636+53.8% | $4,154+71.6% | $4,156+71.6% |
| Participant deferral / active EE | $6,780 | $6,166+10.0% | $5,453+24.3% | $6,407+5.8% |
| Admin fee / account holder | $13,448 | $16,471-18.4% | $14,116-4.7% | $12,270+9.6% |