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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,727 | $81,668-85.6% | $58,507-80.0% | $139,487-91.6% |
| Participation rate | 40.9% | 61.3%-20.4pp | 50.9%-10.0pp | 80.3%-39.4pp |
| Annual return | 31.77% | 7430.07%-7398.3pp | 4252.32%-4220.6pp | 373.84%-342.1pp |
| Employer contribution / active EE | $605 | $1,398-56.7% | $1,053-42.5% | $4,755-87.3% |
| Participant deferral / active EE | $2,044 | $2,554-20.0% | $1,922+6.3% | $6,713-69.6% |
| Admin fee / account holder | $42 | $3,212-98.7% | $2,486-98.3% | $11,407-99.6% |