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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,124 | $27,639-81.5% | $61,501-91.7% | $68,490-92.5% |
| Participation rate | 28.0% | 39.5%-11.5pp | 52.6%-24.6pp | 67.9%-39.9pp |
| Annual return | 0.00% | -13.19%+13.2pp | 339.04%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $199 | $696-71.4% | $1,160-82.8% | $2,597-92.3% |
| Participant deferral / active EE | $1,246 | $1,264-1.4% | $2,125-41.4% | $4,028-69.1% |
| Admin fee / account holder | $36 | $2,012-98.2% | $2,132-98.3% | $5,403-99.3% |