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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,198 | $76,608-73.6% | $56,077-64.0% | $145,877-86.2% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 15.17% | 3009.59%-2994.4pp | 1709.28%-1694.1pp | 551.28%-536.1pp |
| Employer contribution / active EE | $556 | $1,382-59.7% | $1,040-46.5% | $4,663-88.1% |
| Participant deferral / active EE | $2,062 | $2,624-21.4% | $1,954+5.5% | $6,691-69.2% |
| Admin fee / account holder | $42 | $3,325-98.7% | $2,825-98.5% | $13,402-99.7% |