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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,198 | $76,519-73.6% | $56,025-63.9% | $145,897-86.2% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 15.17% | 3017.03%-3001.9pp | 1712.69%-1697.5pp | 552.29%-537.1pp |
| Employer contribution / active EE | $556 | $1,383-59.8% | $1,042-46.6% | $4,663-88.1% |
| Participant deferral / active EE | $2,062 | $2,624-21.4% | $1,955+5.5% | $6,689-69.2% |
| Admin fee / account holder | $42 | $3,331-98.7% | $2,828-98.5% | $13,390-99.7% |