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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,737 | $97,729-72.6% | $83,830-68.1% | $135,379-80.3% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | 825.39% | 1287.52%-462.1pp | 850.97%-25.6pp | 519.79%+305.6pp |
| Employer contribution / active EE | $1,917 | $4,222-54.6% | $3,631-47.2% | $4,779-59.9% |
| Participant deferral / active EE | $3,058 | $4,683-34.7% | $4,082-25.1% | $5,609-45.5% |
| Admin fee / account holder | $1,295 | $6,674-80.6% | $5,479-76.4% | $10,828-88.0% |