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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,933 | $202,342-96.1% | $172,752-95.4% | $152,897-94.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 14.82% | 1029.83%-1015.0pp | 802.97%-788.2pp | 345.43%-330.6pp |
| Employer contribution / active EE | $2,885 | $5,858-50.7% | $5,144-43.9% | $4,764-39.4% |
| Participant deferral / active EE | $118 | $5,948-98.0% | $5,198-97.7% | $5,851-98.0% |
| Admin fee / account holder | $6,321 | $17,111-63.1% | $13,955-54.7% | $11,599-45.5% |