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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,677 | $138,075-90.1% | $123,552-88.9% | $135,379-89.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.29% | 153.70%-161.0pp | 119.20%-126.5pp | 519.79%-527.1pp |
| Employer contribution / active EE | $3,091 | $5,152-40.0% | $4,628-33.2% | $4,779-35.3% |
| Participant deferral / active EE | $310 | $6,800-95.4% | $6,426-95.2% | $5,609-94.5% |
| Admin fee / account holder | $1,204 | $10,917-89.0% | $9,285-87.0% | $10,828-88.9% |