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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,215 | $159,934-91.1% | $147,005-90.3% | $145,959-90.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.57% | 98.24%-84.7pp | 418.76%-405.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $3,027 | $5,287-42.8% | $4,934-38.7% | $4,661-35.1% |
| Participant deferral / active EE | $690 | $8,427-91.8% | $8,070-91.5% | $6,689-89.7% |
| Admin fee / account holder | $360 | $15,053-97.6% | $13,006-97.2% | $13,398-97.3% |