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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,562 | $65,395-85.4% | $182,540-94.8% | $72,975-86.9% |
| Participation rate | 83.8% | 65.4%+18.3pp | 78.0%+5.8pp | 69.5%+14.3pp |
| Annual return | 23.52% | 27.68%-4.2pp | 148.58%-125.1pp | 81.01%-57.5pp |
| Employer contribution / active EE | $1,866 | $1,911-2.4% | $4,076-54.2% | $2,440-23.5% |
| Participant deferral / active EE | $4,785 | $3,563+34.3% | $5,525-13.4% | $3,608+32.6% |
| Admin fee / account holder | $328 | $4,245-92.3% | $8,593-96.2% | $5,124-93.6% |