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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,180 | $56,054-94.3% | $171,082-98.1% | $62,881-94.9% |
| Participation rate | 65.8% | 62.9%+2.9pp | 76.7%-10.9pp | 69.3%-3.5pp |
| Annual return | 31.52% | 22.52%+9.0pp | 32.56%-1.0pp | 20.14%+11.4pp |
| Employer contribution / active EE | $1,148 | $1,731-33.7% | $4,002-71.3% | $2,281-49.7% |
| Participant deferral / active EE | $2,979 | $3,158-5.7% | $4,797-37.9% | $3,203-7.0% |
| Admin fee / account holder | $60 | $3,647-98.4% | $8,520-99.3% | $4,296-98.6% |