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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,756 | $209,422-28.5% | $178,503-16.1% | $158,982-5.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.75% | 188.81%-173.1pp | 151.12%-135.4pp | 302.99%-287.2pp |
| Employer contribution / active EE | $3,876 | $5,707-32.1% | $5,011-22.6% | $4,763-18.6% |
| Participant deferral / active EE | $12,267 | $5,955+106.0% | $5,202+135.8% | $5,983+105.0% |
| Admin fee / account holder | $455 | $17,079-97.3% | $13,987-96.7% | $11,252-96.0% |