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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,994 | $202,342-46.6% | $172,752-37.5% | $152,897-29.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.53% | 1029.83%-1006.3pp | 802.97%-779.4pp | 345.43%-321.9pp |
| Employer contribution / active EE | $14,318 | $5,858+144.4% | $5,144+178.3% | $4,764+200.6% |
| Participant deferral / active EE | $11,933 | $5,948+100.6% | $5,198+129.6% | $5,851+104.0% |
| Admin fee / account holder | $317 | $17,111-98.1% | $13,955-97.7% | $11,599-97.3% |