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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,998 | $228,352+13.9% | $185,835+39.9% | $158,966+63.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 8.98% | 40.81%-31.8pp | 35.96%-27.0pp | 302.95%-294.0pp |
| Employer contribution / active EE | $2,592 | $4,967-47.8% | $4,087-36.6% | $4,762-45.6% |
| Participant deferral / active EE | $8,226 | $6,416+28.2% | $5,633+46.0% | $5,983+37.5% |
| Admin fee / account holder | $2,074 | $11,867-82.5% | $9,502-78.2% | $11,250-81.6% |