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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,814 | $226,105+26.4% | $182,540+56.6% | $152,897+86.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 13.96% | 192.58%-178.6pp | 148.58%-134.6pp | 345.43%-331.5pp |
| Employer contribution / active EE | $2,245 | $4,978-54.9% | $4,076-44.9% | $4,764-52.9% |
| Participant deferral / active EE | $9,288 | $6,370+45.8% | $5,525+68.1% | $5,851+58.7% |
| Admin fee / account holder | $1,541 | $10,706-85.6% | $8,593-82.1% | $11,599-86.7% |