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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,721 | $81,262+26.4% | $155,602-34.0% | $80,911+27.0% |
| Participation rate | 68.8% | 66.2%+2.5pp | 78.2%-9.5pp | 67.6%+1.1pp |
| Annual return | 15.06% | 33.34%-18.3pp | 64.81%-49.7pp | 35.63%-20.6pp |
| Employer contribution / active EE | $624 | $3,102-79.9% | $4,675-86.6% | $2,756-77.4% |
| Participant deferral / active EE | $5,136 | $3,451+48.8% | $5,629-8.8% | $4,297+19.5% |
| Admin fee / account holder | $6,586 | $7,992-17.6% | $15,923-58.6% | $6,935-5.0% |