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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,639 | $133,981-49.5% | $112,249-39.7% | $134,532-49.7% |
| Participation rate | 68.8% | 78.6%-9.8pp | 75.1%-6.3pp | 81.2%-12.5pp |
| Annual return | -15.18% | 47.16%-62.3pp | 27.48%-42.7pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,979 | $4,040-51.0% | $3,636-45.6% | $4,741-58.3% |
| Participant deferral / active EE | $6,759 | $5,292+27.7% | $4,729+42.9% | $6,401+5.6% |
| Admin fee / account holder | $1,670 | $7,492-77.7% | $6,412-74.0% | $11,429-85.4% |