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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,067 | $107,363-53.4% | $92,909-46.1% | $152,897-67.3% |
| Participation rate | 70.0% | 79.8%-9.8pp | 76.0%-6.0pp | 82.5%-12.5pp |
| Annual return | 17.74% | 145.63%-127.9pp | 109.44%-91.7pp | 345.43%-327.7pp |
| Employer contribution / active EE | $875 | $4,222-79.3% | $3,653-76.0% | $4,764-81.6% |
| Participant deferral / active EE | $5,146 | $4,848+6.2% | $4,238+21.4% | $5,851-12.0% |
| Admin fee / account holder | $330 | $7,082-95.3% | $5,795-94.3% | $11,599-97.2% |