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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,134 | $202,342+13.2% | $172,753+32.6% | $152,909+49.8% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 14.37% | 1029.88%-1015.5pp | 803.00%-788.6pp | 345.46%-331.1pp |
| Employer contribution / active EE | $1,072 | $5,857-81.7% | $5,144-79.2% | $4,764-77.5% |
| Participant deferral / active EE | $7,508 | $5,948+26.2% | $5,198+44.5% | $5,851+28.3% |
| Admin fee / account holder | $4,506 | $17,112-73.7% | $13,956-67.7% | $11,601-61.2% |