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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,076 | $70,587+2.1% | $124,693-42.2% | $85,856-16.0% |
| Participation rate | 47.3% | 64.4%-17.2pp | 74.6%-27.4pp | 69.3%-22.1pp |
| Annual return | 15.14% | 20688.83%-20673.7pp | 5144.19%-5129.1pp | 318.58%-303.4pp |
| Employer contribution / active EE | $1,131 | $1,913-40.9% | $3,324-66.0% | $2,565-55.9% |
| Participant deferral / active EE | $2,858 | $2,969-3.7% | $4,615-38.1% | $3,952-27.7% |
| Admin fee / account holder | $6,113 | $5,282+15.7% | $7,494-18.4% | $6,261-2.4% |