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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,010,223 | $176,786+471.4% | $146,643+588.9% | $167,536+503.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 38.09% | 24.04%+14.1pp | 22.75%+15.3pp | 478.82%-440.7pp |
| Employer contribution / active EE | $25,034 | $5,161+385.1% | $4,137+505.2% | $4,839+417.3% |
| Participant deferral / active EE | $13,000 | $6,440+101.9% | $5,506+136.1% | $6,342+105.0% |
| Admin fee / account holder | $38,273 | $13,262+188.6% | $10,280+272.3% | $12,315+210.8% |