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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,812 | $134,817-14.1% | $123,973-6.6% | $155,188-25.4% |
| Participation rate | 76.9% | 79.4%-2.5pp | 76.7%+0.3pp | 80.8%-3.9pp |
| Annual return | 17.56% | 515.49%-497.9pp | 388.13%-370.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,148 | $4,425-51.5% | $4,126-47.9% | $4,248-49.4% |
| Participant deferral / active EE | $5,191 | $5,706-9.0% | $5,247-1.1% | $6,531-20.5% |
| Admin fee / account holder | $1,056 | $13,245-92.0% | $11,799-91.1% | $14,480-92.7% |