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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,394 | $106,280-14.0% | $96,538-5.3% | $139,487-34.5% |
| Participation rate | 81.8% | 77.8%+4.0pp | 74.3%+7.5pp | 80.3%+1.5pp |
| Annual return | 12.51% | 38.48%-26.0pp | 35.74%-23.2pp | 373.84%-361.3pp |
| Employer contribution / active EE | $2,182 | $4,107-46.9% | $3,740-41.7% | $4,755-54.1% |
| Participant deferral / active EE | $4,470 | $5,457-18.1% | $4,880-8.4% | $6,713-33.4% |
| Admin fee / account holder | $3,615 | $7,888-54.2% | $6,737-46.3% | $11,407-68.3% |