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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,785 | $106,918-28.2% | $84,021-8.6% | $152,897-49.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 17.59% | 105.01%-87.4pp | 71.32%-53.7pp | 345.43%-327.8pp |
| Employer contribution / active EE | $2,152 | $2,735-21.3% | $1,984+8.5% | $4,764-54.8% |
| Participant deferral / active EE | $6,381 | $4,012+59.0% | $3,239+97.0% | $5,851+9.1% |
| Admin fee / account holder | $8,098 | $8,288-2.3% | $6,102+32.7% | $11,599-30.2% |